Addiction Treatment with MagnaCare
Acknowledging an addiction is a momentous step towards recovery, yet individuals with this disease face many obstacles ahead. One major perceived hindrance is the potential financial strain of treatment. If you have insurance through MagnaCare, you may find relief in knowing that this provider covers many addiction treatment programs.
We at Crest View Recovery Center accept MagnaCare, and we would love to help you learn how your plan can lighten your load for you to obtain addiction treatment. It is important to obtain approval before receiving any treatment services, so please call us today for assistance.
Thanks to the Affordable Care Act, all health insurance providers must offer coverage for drug rehab treatment. MagnaCare takes this mandate beyond the minimum requirements to provide high-quality service for addiction treatments as for any other chronic illness. If you are fortunate to have a policy with this outstanding company, you are not on your own to get the addiction help you need.
Do I Need Drug or Alcohol Rehab?
Once an addiction develops, it can be quite difficult to conquer without professional intervention. If you see that you or a loved one may be suffering from a substance use disorder, get help immediately. Reaching out for help is not a sign of weakness; it is one of the bravest acts you could perform.
Substance abuse usually produces detectable signs and symptoms such as:
- Glazed or bloodshot eyes
- Sudden weight changes
- Unkempt appearance
- Abnormal body odors
- Sleeping problems
- Sudden favorable attitude toward alcohol or substance use
- Marked changes in personality
- Criminal activity
- Relationship tension due to substance use
A professional inpatient or outpatient substance abuse program is an effective way to recover from addiction.
MagnaCare was founded in the 1990s to give labor unions an economical alternative for health care coverage. Eventually, the company expanded into New Jersey, New York, and Connecticut. In addition to health plans, MagnaCare offers medical management and a vast network that includes over 130,000 physicians and more than 200 hospitals.
MagnaCare is a medium-sized, locally-focused enterprise that values individuals and communities. This company strives to serve each member with individualized insurance packages to provide the most efficient and broadest service possible. MagnaCare offers national coverage through MagnaCare National Access.
MagnaCare understands that many people forego rehab due to the direct and indirect costs of entering a program. The company is aware that financial worries can keep people away from treatment or drive them towards relapse. This provider aims to alleviate those concerns so that members can concentrate on overcoming their illness and staying sober.
Which Addiction Treatments Will MagnaCare Cover?
Most MagnaCare policies cover treatments for addiction to substances such as:
- Prescription stimulants
- Prescription opioids
Does MagnaCare Cover Dual Diagnosis or Co-Occurring Disorders?
Your MagnaCare plan likely covers treatment programs for dual diagnosis, also called co-occurring or comorbid disorders. These interchangeable terms refer to concurring chemical dependency and psychiatric illness within an individual. In some cases, mental issues lead to addiction or vice versa.
Some mental disorders commonly diagnosed along with addiction include:
- Bipolar disorder
- Personality disorder
- Post-traumatic stress disorder
Both addiction and mental issues are escalating public concerns. According to the National Institute of Mental Health, almost 58 million people experience mental illnesses, and almost 30% of these individuals abuse alcohol and other substances. Sometimes a mental disorder develops first, which a person attempts to self-medicate with alcohol or drugs. In other instances, psychiatric illness stems from addiction.
Getting the proper diagnosis is essential to true recovery. The Substance Abuse and Mental Health Services Administration maintains that effective treatment must address both illnesses. Since addiction alters the brain’s chemical balance, it can exacerbate mental problems, fueling a dangerously vicious cycle. Crest View Recovery Center is a dual diagnosis treatment facility with an on-site psychiatrist to help you deal with mental illness and substance use disorder.
What Types of Addiction Treatment Does MagnaCare Cover?
What your MagnaCare plan covers depends on the state in which you reside and the plan’s stipulations. Every addiction situation is different and calls for varying intervention methods. Depending on your plan and circumstances, your MagnaCare plan may cover costs relating to addiction treatment including:
- Residential treatment expenses such as room and board and meals
Here at Crest View Recovery Center, all of our addiction treatment programs utilize evidence-based therapeutic models that have helped many of our clients achieve long-term recovery. We implement a range of multi-tiered therapy services with our licensed counselors, psychiatrists, and other skilled, compassionate staff. Individual therapy digs to the root of your substance use disorder. Family therapy helps re-establish connections and improve communication among loved ones. Peer groups and nature-based therapy programs encourage openness and healing without fear of judgment.
We blend traditional treatment approaches with non-medical, holistic treatments that address nutritional and emotional issues. We also offer these effective therapies and treatments:
- Art therapy
- Behavioral therapy
- Fitness therapy
- Trauma therapy
- Wilderness therapy
- Spiritual guidance
How Long Can I Stay in Drug or Alcohol Rehab with MagnaCare?
Inpatient treatment places individuals in a structured environment away from normal daily activities and temptations. It is an intensive program designed to help clear the body and mind of addictions and replace harmful thinking and habits with behaviors that encourage sobriety. At Crest View Recovery Center, we recommend that our clients participate in our comprehensive inpatient rehab treatment program for 35-45 days before moving to our outpatient program for another 4-6 weeks.
The length of stay that MagnaCare varies on an individual basis. Once MagnaCare approves your treatment request, your authorization will likely include a certain number of days or visits within the calendar year that you may spend in inpatient or outpatient care. The insurer will stay in contact with your chosen facility to assess your progress. MagnaCare might extend your inpatient benefits if that is deemed necessary, or the company may help you transition to outpatient care.
How Do I Verify My MagnaCare Coverage for Drug or Alcohol Treatment?
Many people get overwhelmed and frustrated when they try scouring through long and complicated documents such as insurance plans. We at Crest View Recovery Center are experienced with policies such as the one you have, and we can help you pinpoint exactly what your options are. Contact us today for a confidential, knowledgeable assessment of your coverage.
How Do I Pay for Drug Rehab Services Not Covered by MagnaCare?
Your MagnaCare insurance can significantly reduce the overall costs of addiction treatment, but you should expect to be held responsible for some expenses. Bear in mind that the price for recovery is a worthy investment and far less than the toll that continued addiction will take on you and the lives of those who care about you.
To obtain full benefits from your insurance policy, seek treatment from a facility that is within MagnaCare’s network. You may have to pay up to the full cost of services received from out-of-network treatment programs. However, expect to incur out-of-pocket charges for in-network services, too. These are common up-front costs:
- Deductible: an amount you must pay before MagnaCare begins providing coverage.
- Copay: a fixed amount you pay upon receiving a covered service.
- Coinsurance: a set percentage of treatment costs that you must pay before or after meeting the deductible.
You may be able to obtain access to these other sources of financial assistance for rehab treatment services:
- Bank loan
- Sale of assets
- Secondary health insurance
- Local, state, or federal government programs
- Rehab scholarships
Even if you don’t know how to pay for expenses not covered by MagnaCare, please reach out to us at Crest View Recovery Center. We can help you explore financing options that you may not be aware of to maximize your coverage and meet financial requirements. Don’t let money worries stop you from achieving freedom; call us today.
Your Addiction Is Treatable
Addiction medicine experts understand that addiction is a chronic medical illness. There isn’t a cure for it, but treatment has generally been as beneficial as treatments for other chronic diseases such as metabolic disorders or cancer. Addiction recovery requires more than a quick fix; you need time to receive high-quality care designed just for you. At Crest View Recovery Center, we can give you hope for a bright, addiction-free future.
About Crest View Recovery Center
Crest View Recovery Center is a premier addiction rehab facility in Asheville, NC. We stand ready to welcome you or your loved one 24 hours a day, seven days a week. Our programs integrate traditional protocols with reality-based therapy models to meet your specific needs. In addition to our world-class care, you can soak in the majestic wonder of the Blue Ridge Mountains and recharge your soul and senses.
Start building a new life free of addiction and self-sabotaging habits. Call us at Crest View Recovery Center now at (866) 327-2505 and let us guide you on your journey towards lifelong clarity and sobriety.