If you have UnitedHealthcare and need professional treatment at a drug and alcohol rehab facility, you may be wondering about your options. In fact, you may not even be aware that you can use health insurance to pay for rehab. At Crest View Recovery Center in Asheville, North Carolina, we work with major insurance providers like UnitedHealthcare to help you or your loved one achieve sobriety.
Does My United Healthcare Insurance Policy Cover Rehab?
When President Obama signed the Affordable Care Act (ACA) in 2010, it changed the entire healthcare industry landscape. It also made paying for rehab much easier. The doctrine properly identified addiction as a legitimate mental illness. Just as important, it also recognized addiction as a pre-existing condition. Therefore, insurance providers like UnitedHealthcare, which services around 70 million individuals in our country have to comply with regulations and cover at least a portion of you or your loved one’s drug or alcohol addiction treatment.
It’s important that you check the provisions of your company’s group policy to determine exactly what they’ll cover. However, CVRC provides assistance in making sure you get the most coverage possible.
While you might not know it, your insurance policy might cover your rehab stay in full. If you have a United Healthcare policy and are in need of drug or alcohol rehab, we want to help you. United Healthcare is one of the largest insurance companies in the United States. As a result, many of its insurance plans cover treatment for drug or alcohol addiction. In fact, at Crest View Recovery Center we have dealt with many patients that have a United Healthcare policy just like yours.
In many cases, before beginning addiction treatment, you will need to undergo detox. While a stay at a residential rehab facility isn’t required to undergo detox, it is highly recommended in order to be properly monitored by medical professionals. Depending on your insurance plan, your stay at a detox facility will be at least partially covered whether it’s inpatient or outpatient.
We know that going through detox and rehab can be a stressful and uneasy time in your life. You don’t need to also stress out about your insurance plan. At Crest View Recovery Center we will work with both you and your insurance company. We will make sure that you can afford the treatment and detox programs in North Carolina that work best for you.
While most facilities accept some form of insurance, keep in mind that not all facilities are created equally. Some treatment centers claim to be unique. In reality, many of them offer a universal, “one-size-fits-all” approach. Settling for the wrong treatment facility can actually cause more harm than good. It can leave you prone to relapse shortly after treatment.
At CVRC, we realize that no two individuals seeking addiction recovery are the same. During the intake process, our admission staff takes the time to get to know every single client. We gather extensive background information, including addiction, family, and overall physical and mental health history. Then, we are able to formulate the right plan for you or your loved one.
At CVRC, we also rely heavily on a reality-based therapy model. Our substance abuse programs put individuals in real-world experiences so that they can learn how to cope with life on life’s terms. When combined with evidence-based therapeutic modalities, it gives clients the best chance at achieving lasting sobriety.
When it comes to understanding your United Healthcare coverage as far as drug and alcohol rehab goes, the most important thing to look for in your plan is an MNRP. A Maximum Non-Network Reimbursement Program (MNRP) is a Medicare-based reimbursement program. This can play a huge roll in how much you will have to pay in out-of-pocket expenses if any. With an MNRP, United Healthcare will reimburse non-network expenses according to Medicare’s cost-based payment methodology. As a result, reimbursement for non-emergency treatment is a percentage of the published rates allowed by Medicare for the same or similar services.
Not all United Healthcare policies include an MNRP. So, it is important to know what exactly your policy covers and allows for. At Crest View Recovery Center, we want to make sure that you get the help you need. We will work with both you and your insurance company to make sure that you can afford your treatment.
Crest View Recovery Center specializes in the treatment of drug and alcohol addiction right here in Asheville, NC. We make it easy to find out if your United Healthcare coverage is accepted at our facility. Our dedicated team will walk you through our various programs to see what the right fit will be for you or your loved one. Starting the addiction treatment process is only one step away.
Don’t let the financial burden stop you from seeking change. Call Crest View Recovery Center today at 866-986-1371 to verify your United Healthcare drug and alcohol rehab coverage today.