Will Aetna Health Insurance Cover My Rehab?
Suffering from addiction, whether that be substance abuse or drugs, it can be difficult to overcome. Therefore, these individuals need the right form of support, care, and addiction treatment, such as inpatient or outpatient rehab, to fully rehabilitate themselves, and take back control over their lives. This is easier said than done, as addiction is the monster of all diseases, and let’s not mention expensive to treat.
People who are going through things in general, often don’t like to admit that they have a problem and that they need help. This is called denial, a very common response and a warning sign, which indicates that someone may have an addiction problem. This starts a chain reaction, leading to why people tend to avoid the necessary treatment they need to reach sobriety.
Unfortunately, many individuals who struggle with addiction don’t seek treatment. There are various reasons for this. Some relate to embarrassment, finances, and a lack of support system. Others relate to the inability to find the right resources and treatment facility. One of the major reasons for avoiding treatment is the financial burden. But, the truth is that there are always resources and help out there for everyone, no matter the circumstances.
Addiction is not only difficult for the person going through it, but it affects everyone involved. Deciding to get help and taking the necessary steps to change your lifestyle can be challenging. Finding the right facility and the right form of treatment can also be extremely stressful. Additionally, worrying about finances and how you will pay for rehab can be overwhelming. However, paying for rehab doesn’t have to be stressful or a burden.
Crest View Recovery Center in Asheville, North Carolina makes the process easy for our patients suffering from addiction, by partnering with insurance companies like Aetna, who will help ease your stressors and pave the way for your upcoming journey.
Who is Aetna Healthcare?
Founded in 1853, Aetna Healthcare is an insurance company, which provides individuals, employers, health care professionals, with innovating benefits, products, and services. Aetna’s mission is to provide high-quality and improved access to health care services for all Americans worldwide.
Crest View works in conjunction with Aetna to identify a patient’s specific needs and concerns. We can help our clients to find a nearby rehabilitation facility for addiction treatment. Also, we can find out what the best options available are for them to pay for treatment. Our insurance policies have different options for inpatient and outpatient rehab, as well as other services to help individuals on their path to recovery.
Paying For Rehab With Aetna Drug Rehab Coverage
Aetna healthcare insurance clients may find that their insurance plan is designed to help cover some of the costs associated with addiction treatment, drug rehabilitation, including hospital detoxification, hospital-based alcohol, and drug rehabilitation treatment, residential rehabilitation treatment, individual therapy, outpatient counseling and more. Such coverage can allow Aetna clients to partake in needed drug treatment that they once otherwise thought to be cost-prohibitive.
Crest View Recovery Center works to find the drug rehabilitation treatment plan that is designed to address the individual’s specific needs. We also work to make sure the program is covered by their Aetna health insurance plan. We will work with your insurance policy to find the best treatment plan that can fully rehabilitate our patient’s to a healthy, productive life, while also ensuring that their Aetna insurance plan can help cover the costs of treatment, relieving the financial burden, allowing them to focus on what is most important, becoming sober.
Research shows, that the United States spends far more on health care than any other nation, which causes the quality of health care to suffer. In 2010, the Affordable Care Act was established, which mandated that all health insurance providers were required to offer at least partial coverage, especially for addiction treatment.
This should give Aetna policyholders struggling with addiction peace of mind. At the very least, now you know that you won’t have to come entirely out of pocket to pay for rehab.
Since Aetna is one of the biggest insurance companies in our country, not all plans and policies are the same. Our admission staff at CVRC can help you verify your Aetna insurance to ensure that you get the most coverage possible.
It is important to note, that to determine what your individual plan covers including coinsurance, copays, and deductibles, you will need to contact your insurance provider. With Aetna insurance, individuals may be covered for the following substance abuse treatments:
- Inpatient or residential rehabilitation
- Intensive outpatient treatment (IOP)
- Partial hospital treatment
- Continuing care programs
Sometimes facilities may make you pay a co-pay, meaning additional money out of pocket. However, because Crest View is a fully licensed drug and alcohol rehabilitation facility, and due to the Affordable Care Act (ACA), patient’s in need of addiction treatment will not feel like they cannot obtain the help they need due to finances and be able to receive it at little to no additional costs.
Why You Should Use Your Aetna Health Insurance at Our Rehab Facility
There is no doubt that rehabilitation centers are the best place for anyone suffering from addiction and substance abuse. It is only under the care of highly-qualified professionals that you will get the help that you need.
Much of the time, the issue has more to do with affording the treatment than it does with a person’s desire to get help. So you are wondering does Aetna cover drug rehab as part of my plan? Yes, Aetna health insurance will cover either a portion of treatment or all of it if you meet certain criteria outlined by your plan.
In other words, the details of the amount paid by Aetna alcohol rehab coverage and drug rehab coverage are highly dependent upon a range of factors. Having Aetna drug rehab coverage means that the client can focus solely on getting the treatment he or she needs, and not on how the payments will be made. It’s no secret that drug and alcohol rehab is a tough journey, and success depends on giving 100 percent of your energy to the process. We know this, and therefore, remove the worries.
Did you know that many insurance policies set a predetermined limit on substance abuse treatment rather than looking at the individual as a whole? Aetna is not one of these companies, as we focus on actually wanting people to find access to the high-quality health care that they need. Recognizing there are no one-size-fits-all plans for drug and alcohol abuse, Crest View Recovery Center, works with Aetna and vice versa, to help identify an individual’s needs, in order to find an addiction treatment solution.
While it’s true that most treatment facilities will accept your Aetna Health Insurance, realize that not all treatment centers are the same. Some rely strictly upon evidence-based therapies, while others believe only in alternative practices. Some centers only offer outpatient options, while others offer 24/7 residential treatment that provides a cold, institutionalized experience.
At Crest View, your recovery doesn’t come in a pre-packaged box. During our comprehensive admission process, we get to know each individual and their situation thoroughly. We learn about our client’s family, addiction, and overall physical and mental health history. Then, we establish a comprehensive treatment plan with each individual’s sobriety goals in mind.
Since we understand that everyone and their situations are different, we focus on really getting to know our patients, by providing high-quality patient-centered care, creating the most effective individualized treatment methods tailored to each individual depending on their specific needs. It is important to note, that depending on your location and Aetna policy coverage, the costs associated with treatment programs may vary.
Reality therapy plays a huge role during our Rehab Treatment program. We don’t want to lock you away in a cold facility or throw you out in the wilderness. We believe in putting individuals in real-life situations, giving them the chance to develop effective coping techniques and real-world life skills. When combined with top-notch clinical therapy, our substance abuse programs give people the tools they need to succeed in post-treatment life.
Is Rehab Worth The Cost?
There’s no question that rehab is expensive. All anybody wants in rehab is to get better, but the cost can be terrifying. Thankfully, some options are available to those who seemingly can’t afford it, but the question remains; is rehab worth it?
Since rehab is best executed when care is unique to the individual, the best way to evaluate as to whether or not rehab is worth the cost is to understand what works best for you. Some options include the following:
- Inpatient Care
- Outpatient Care
- Medically Assisted Treatment
Inpatient rehab is a type of program where patients stay overnight in the care of a substance abuse treatment facility. Lasting anywhere from 28 days to six months in length, inpatient treatment grants patients 24/7 access to professional medical personnel, as well as weekly access to professional therapists and psychiatrists. This method of care works best for those who struggle with severe cases of addiction.
Intended for those who suffer from milder cases of substance abuse, outpatient rehab lasts anywhere from 3 months to over a year in length. Though this recovery option can last much longer than inpatient care, the idea is that it is much less intrusive upon a person’s schedule. Those who participate don’t have to stay in a treatment facility 24/7. They can lead semi-normal lives with jobs and quality time with family while recovering. This method of rehab provides patients with anywhere between 10-12 hours of weekly access to professional therapists and psychiatrists.
Medically Assisted Treatment
Drug cravings are often very difficult to satisfy, which makes withdrawal that much more of a reality. For those who deal with withdrawal and the potential for relapse, detox treatment may be the answer to their struggle with addiction.
Medically assisted treatment (MAT) uses medicine to treat drug or alcohol withdrawal. This way, patients can wean themselves off of drugs or alcohol comfortably. Patients who participate are closely monitored by doctors to measure their success or lack thereof with the kinds of medicine they are prescribed.
In therapy, as it relates to substance abuse treatment, patients are given an overwhelming sense of validation and understanding. For most, these concepts are foreign. Most often those who are suffering from addiction feel isolated and alone. Because of this, therapy is an imperative part of the recovery journey. Therapy helps those who participate feel heard, and it also allows them to reflect on their past; this helps patients recognize their perspective on life and how it is influencing their decision-making process.
Individual therapy is for those who work better and yield more success in intimate, private environments. In this particular kind of therapy, patients sit and talk about their past, whether it relates to their substance abuse or not, while a therapist who is sharing the room listens and helps patients process their emotions.
Group therapy is meant for patients who find success in a shared group setting. These methods are more Socratic, allowing each individual to share in a group rather than alone in a room with a therapist. There is a professional therapist who moderates these sessions, but what patients find most therapeutic in these circumstances are sharing their story and feelings with others. This proves largely successful because, for those who work best in these environments, unity is strength; patients are all united against the common enemy of addiction.
Call Crestview Recovery Center in Asheville
Recovery is an on-going process and can be achieved through sobriety, with the right resources, knowledge, and finding the treatment facility. Admitting you need help is the first step. Our facility located in North Carolina, is in a peaceful setting, providing comfort and tranquility to all patients while on their journey to recovery. Use your Aetna Health Insurance to receive help the right way.
Contact Crest View Recovery Center now in Asheville, NC at (866) 327-2505 to find out more information about Aetna Insurance, and how it could help cover your treatment. You don’t have to let your thoughts or finances be a burden any longer.