How Does GEHA Work with Addiction Treatment?
GEHA was one of the first carriers to provide plans to federal employees under the Federal Employees Health Benefits Act of 1959. Currently, they provide coverage to more than 2 million federal employees, retirees and their dependents, making them one of the largest insurance companies for federal employees.
GEHA offers coverage for a number of medical conditions including substance abuse as part of its overall mental health program. Most GEHA plans provide significant coverage for the following treatment programs:
Whatever the ultimate cause of an addiction is, it’s crucial to find professional rehabilitation services to start your journey to recovery. GEHA is a health insurance provider that can help you with the costs of your time in drug and alcohol rehab.
What Does My GEHA Plan Cover?
GEHA offers a variety of plans that cover complex treatments like drug and alcohol addiction. Your GEHA addiction recovery coverage will depend on the policy you have.
At Crest View Recovery Center, we want you to focus on your treatment, and not how you are going to pay for it. That’s why, no matter what GEHA plan you may have, we will work with the insurance company to make sure you get the treatment that you need at a price that you can afford.
How Long Will GEHA Health Plans Insurance Cover Treatment?
The length of time that your insurance will cover your treatment is largely dependent on the plan that you have. Some plans only cover members for a specific period of time. Others cover a fraction of the cost, regardless of how long you need treatment. Some plans will cover all of the costs of your treatment program.
If you are worried about what your GEHA plan will cover, worry no more. At Crest View Recovery Center, we will handle everything with your insurance company, leaving you to focus on getting clean and sober.
Does GEHA Cover Detox Services?
When it comes to addiction treatment, the first step before rehab is to undergo detoxification. Detox allows your body to rid itself of any of the substances still in your system. The detox process can be a very rough process for both the mind and the body. It is highly recommended that detox be done at a detox or medical facility where you can be constantly monitored by medical professionals. Detoxing on your won can be very dangerous and even life-threatening. Depending on your GEHA plan, you may be eligible to have your detox treatment paid for in full.
Not sure if your policy will cover detox? Have questions about just how much will be covered? Contact us today and we will take a look at your insurance policy to determine how much, if any, you will have to pay out-of-pocket for your treatment.
Does GEHA Cover Rehab?
For the majority of addicts, the next step after detox is to enter a rehab treatment program. These programs give patients the knowledge and tools to live a drug and alcohol-free life. There are two types of programs: inpatient treatment and outpatient treatment. Inpatient treatment takes place at a designated rehab facility where you will live for the duration of your treatment. During inpatient treatment, you will participate in both group and individual therapy sessions as well as monitored by trained medical professionals. Outpatient treatment incorporates everything that inpatient does, but it allows you to continue your everyday life and live at home.
At Crest View Recovery Center, we will work with both you and your insurance company to get you the treatment you need. Our goal is to help our clients find their way to freedom from addiction and harmful substance use habits. So, if you’d like to begin your journey to recovery, just contact us today to learn how we can help.
Inpatient Addiction Treatment vs. Outpatient
When it comes to deciding between inpatient and outpatient treatment, there are several factors to consider. First of all, some people might not want to disrupt their everyday life. For people like that, outpatient treatment might be better for them. Outpatient treatment might also be better for someone that might only suffer from a minor addiction. Some people might feel that continuing to live their everyday lives and living at home might cause too much of a temptation to start using again. For those people, an inpatient treatment center where you live for the duration of your treatment might be the best course of action.
What is the Difference Between In-Network and Out-of-Network Providers?
GEHA and other insurance providers offer different coverage levels for in-network and out-of-network rehab treatment providers. An in-network facility is a facility that directly partners with your insurance company. Typically, if you go to an in-network facility your costs may be fully covered by insurance or you might only be required to pay a very small fee. An out-of-network facility is a facility that doesn’t have any sort of partnership or agreement with your insurance company. While typically going to an out-of-network facility can result in a higher out-of-pocket expense, that is not always the case. It is important to speak with your insurance representative to find out what costs you may be responsible for should you use an out-of-network facility.
Does GEHA Cover Mental Health Treatment?
Mental health is just as important as substance abuse. In many cases mental health issues can directly lead to substance abuse problems. That is why GEHA provides the same coverage for mental health treatment as it does for substance abuse treatment.
At Crest View Recovery Center, your mental health is just as important as your physical well-being. That is why we are proud to offer mental health treatment at our facility as well. If you are suffering from mental health issues contact us immediately. We will work with both you and your GEHA insurance plan to make sure that you have access to the resources you need in order to overcome mental health issues and drug addiction.
Will My GEHA Health Plan Cover Specialty Treatment?
In some cases, you might need to go to a special facility that focuses on a specific type of treatment method. Costs for specialty treatment can be higher than the standard treatment and not all insurance companies cover specialty treatment. If you have a GEHA Health Plan, there’s a good chance that you have at least partial coverage when it comes to specialty treatment.
GEHA Health Plans have a cap on the amount of coinsurance and deductibles that their clients have to face each year. As a result, if your plan covers specialty treatment, your out-of-pocket payments will not exceed the following amounts based on your plan:
- Standard plan in-network: $5,000
- Standard plan out-of-network: $7,000
- High option in-network: $4,000
- High option out-of-network: $6,000
- HDHP option for individual plans: $5,000
- HDHP option for family plans: $10,000
Why Is It Important to Use Your GEHA Drug Rehab Coverage at a High-Quality Facility?
While most facilities accept some form of insurance, keep in mind that not all facilities are created equally. Some treatment centers claim to be unique. In reality, many of them offer a universal, “one-size-fits-all” approach. Settling for the wrong treatment facility can actually cause more harm than good, leaving you prone to relapse shortly after treatment.
At CVRC, we realize that no two individuals seeking addiction recovery are the same. During the intake process, our admission staff takes the time to get to know every single client. We gather extensive background information, including addiction, family, and overall physical and mental health history to formulate the right plan for you or your loved one.
Our substance abuse programs put individuals in real-world experiences so that they can learn how to cope with life on life’s terms. When combined with evidence-based therapeutic modalities, it gives clients the best chance at achieving lasting sobriety.
Drug Rehab and Mental Health Treatment with GEHA in Asheville, NC
If you or someone you know suffers from substance abuse, there is hope! Here at Crest View, we work to help our patients end alcoholism and drug abuse. Our team is dedicated to walking with our clients every step of the way! Don’t let the financial burden stop you from seeking change. Call Crest View Recovery Center today at (866) 327-2505 to verify your GEHA drug rehab coverage.
