The most difficult step toward overcoming substance use disorder is acknowledging the condition. Facing the need for intervention, finding the right program, and sorting out how to pay for treatment can be stressful processes as well. Ninety percent of people in need of this help are not getting it. We have good news: You are not alone in this part of your journey.
A comprehensive addiction treatment program is essential to effective recovery. Crest View Recovery Center is here to help you learn what your Magellan Behavioral Health policy covers for drug and alcohol rehab at our facility. Just call or contact us online for expert, discreet assistance at any time.
About Magellan Behavioral Health
One of the largest managed care companies in the US, Magellan Behavioral Health was founded in 1969 as a chain of psychiatric hospitals in Macon, Georgia. Now based out of Scottsdale, Arizona, the company is a Fortune 1000 healthcare insurance provider that concentrates on employee assistance program services and behavioral health, especially substance abuse treatment. Magellan partners with more than 77,000 mental health agencies and professionals, including many who focus on treating addictions.
Magellan Behavioral Health acquired substance abuse and mental health care provider Merit Behavioral Care Corporation in 1997, furthering its reach across the nation. Currently, the provider covers over 33 million people. As an establishment with more behavioral health expertise than many insurers, it provides broad coverage for substance abuse treatments.
Magellan’s care model focuses on early intervention and education to help prevent addiction development and progress. The provider utilizes predictive modeling to identify undertreated individuals to promote wholesome, healthy living for members. With its strong network of mental health care partners, the company is actively and aggressively addressing substance use disorders.
The company has been an innovator in behavioral care for over 50 years, and it continues its commitment to mental health through an array of programs that counter substance abuse. It offers employer and employee assistance programs, early detection initiatives, integrated behavioral health programs, and children’s programs. Magellan makes a host of resources available online as well.
What Drug and Alcohol Rehab Programs does Magellan Behavioral Health Cover?
Magellan offers several plans that include drug and alcohol rehab benefits, dependent on your plan and the state in which you reside. Some plans are geared specifically toward addiction treatment, and most offer addiction treatment as an integral component of overall behavioral health. Magellan policies commonly cover a portion of the costs associated with these levels of care:
- Substance use disorder and mental health diagnosis
- Treatment center stays
- Medically supervised alcohol and drug detox
- Addiction treatment medications
- Transitional care
- Aftercare programs
Crest View Recovery Center welcomes individuals with Magellan Behavioral Health to enroll in our programs for addiction treatment. We offer a range of therapy options and customize treatment plans that give hope for recovery and control costs. Our programs offer multiple levels of care to help you overcome addictions to:
The counselors and specialists at CVRC employ a variety of therapy approaches including individual and family therapy. We also lead gender-specific and process groups in a neutral, affirming environment that encourages openness and honesty. Participants in our programs can head to the mountains for wilderness therapy to find tranquility in the scenic, majestic surroundings.
Does Magellan Behavioral Health Cover Dual-Diagnosis Treatment?
As a leading addiction treatment provider, Magellan realizes that co-occurring mental and substance use disorders often exacerbate each other. The company emphasizes dual diagnosis treatment to address both issues since about 50% of people with one disorder eventually develop the other condition. Your specific plan and state of residence will determine the extent of your coverage.
Inpatient Addiction Rehab Costs with Magellan Behavioral Health
Inpatient treatment can be an effective intervention for alcohol and drug addiction. In an inpatient program, individuals live at a rehab center for several weeks or months. The exact amount of time varies according to the patient’s condition and needs. Many Magellan Behavioral Health plans offer inpatient coverage; copays and out-of-pocket costs depend on your plan.
Your coverage may differ depending on the facility you choose. Your plan may provide up to 100% coverage for approved inpatient treatment at a recovery center in Magellan’s network, or you may have to meet a deductible before Magellan Behavioral Health contributes. However, Magellan typically covers only 50% of the total costs for treatment at non-network facilities. This coverage gives you the opportunity to focus completely on recalibrating your life and gaining tools to remain sober.
Outpatient Addiction Rehab Costs with Magellan Behavioral Health
In 2017, over 50% of American adults seeking addiction treatment opted for an outpatient program. We strongly encourage individuals who have completed rehab treatment at Crest View to join our intensive outpatient program. A few therapy sessions each week can help you stay on track toward continued sobriety in your new life.
Many Magellan Behavioral Health plans offer broad coverage for outpatient rehab programs. Outpatient treatment often requires paying a 10% copay and deductibles before Magellan then picks up the remaining 90% of the costs at an in-network facility. The provider may pay up 50% of fees charged by non-network recovery centers, but some plans require customers to pay all fees incurred outside the network.
Outpatient alcohol and drug addiction treatment services are usually less costly than inpatient programs. However, there may not be much difference between what the plan holder is liable for, specifically regarding co-pays and deductibles. Get in touch with us today at Crest View Recovery Center to determine your potential costs.
Specialty Drug and Alcohol Intervention through Magellan Behavioral Health
With pre-approval, your Magellan Behavioral Health plan may cover treatment at luxury or executive addiction facilities. You can expect to pay out-of-pocket for any upscale services and amenities such as gourmet meals or spa treatments, as they are not considered medically necessary. Contact your Employee Assistance Program or our Crest View team for details about your coverage.
How Can I Pay for Rehab Costs that My Magellan Behavioral Health Plan Won’t Cover?
The cost of rehab is a major obstacle for many individuals and families in need of drug and alcohol intervention. Fortunately, The Affordable Care Act mandates that insurance companies cover substance abuse treatments as a medical condition. Consequently, insurance eases the financial burden considerably, but it may not handle every cost involved in treatment. Be prepared to be held responsible for some part of your treatment before entering a recovery program.
It is quite possible to find other options that will meet whatever financial need remains. Bear in mind that, ultimately, the cost of treatment pales in comparison to the costs of addiction. Alternative methods for covering treatment costs include:
- secondary health insurance
- local, state, or federal government programs
- financing from banks or other institutions
- sale of property or valuables
- rehab scholarships
Please don’t let financial worries stop you from getting the help you need. Reach out to our dedicated team of intake advisors today and let us explore financing options with you.
Finding what your plan actually covers can be time-consuming and discouraging when combined with the task of searching for a substance abuse treatment facility. Typically, insurers will not cover treatment without prior approval. If you need assistance understanding your coverage under a Magellan policy, please don’t hesitate to contact us at Crest View Recovery Center.
Recognizing a Substance Use Disorder
When the craving for drugs or alcohol becomes so strong that you cannot abstain, you might be dealing with addiction. Other signs of substance use disorder include constantly thinking about using drugs or alcohol, being unable to eliminate or cut back on use, or consuming one substance to enhance or offset the effects of another. Addiction can happen to anyone, in any neighborhood, regardless of age, gender, race, financial status, or level of education. Your call to Crest View Recovery Center today could make the difference for life for you and those you love.
The American Society of Addiction Medicine defines addiction as a chronic but treatable medical disease. There is no known cure for this condition, but people with addiction can recover. The ASAM reports that approaches to prevention and treatment for addiction “are generally as successful as those for other chronic diseases.” If treatment coverage and costs concern you, find the answers you need today with Crest View Recovery Center.
About Crest View Recovery Center
Crest View Recovery Center is a skilled rehab community located in beautiful Asheville, North Carolina. Our team understands that substance abuse treatment isn’t the same for everyone. So the facility combines traditional substance abuse treatments with reality therapy to create unique plans for each individual. A backdrop of mountains provides a serene setting for contemplation and change.
You have the ability and the chance to stop self-sabotaging patterns. The right recovery program can equip you with the mental, social, and spiritual skills to move past addictions. According to the National Institute on Drug Abuse, your treatment program is the most important factor in your recovery. Contact Crest View Recovery Center today at (866) 327-2505 and let us guide you in becoming a more hopeful, healthier you.