Does Cigna Cover Drug and Alcohol Rehab Centers?
North Carolina’s premier treatment facility, accredited by the Joint Commission, Crest View Recovery Center, is excited to announce that we have partnered with Cigna Insurance to provide in-network addiction treatment services for our drug and alcohol rehab centers.
This new partnership means that people with Cigna Insurance can obtain the treatment they need for themselves or their loved one while minimizing their financial costs. We provide custom-tailored recovery programs using our continual care model and proven reality-based therapy model.
The decision to add Cigna Insurance to our other in-network insurance providers further underscores our continued commitment to helping people struggling with addiction and substance abuse disorders.
About Cigna Insurance for Addiction Treatment
Cigna Insurance is a global health organization that offers affordable insurance for healthcare and addiction treatment programs. While coverage can vary based on the Cigna Insurance plan, addiction treatment coverage could include:
- Alcohol Rehab Centers
- Drug Addiction Treatment
- Counseling and Therapy Services for Addiction Treatment
- Detoxification Treatment
How Cigna Insurance Helps Support People with Addictions
Cigna Insurance has taken the time to start a Behavioral Health division to better support people who are struggling with addiction and their family members who may be looking for resources on addiction.
To that end, Cigna’s Behavioral Health division offers a free education series for those wanting to learn more about addiction, including those in recovery and their families. The addiction education series covers a wide range of topics, including the emotional, physical, and mental signs of addiction. Each lesson also offers useful advice.
Cigna’s Coverage for Addiction Treatment
Your addiction treatment benefits may vary depending on the Cigna coverage plan you have. At the lower end are the Bronze plans, which feature lower insurance premiums, but could have higher out-of-pocket expenses and deductibles.
The insurance premiums are higher for those with Silver, Gold, or Platinum plans, but there can be more comprehensive addiction treatment coverage with lower out-of-pocket expenses and deductibles. Regarding the coverage you have for addiction treatment, the amount covered by Cigna and your responsibility will be based on the plan you have.
At Crest View Recovery Center, our intake specialists will review your Cigna Insurance addiction treatment coverage for you. The last thing we want you to worry about when getting help for your addiction is dealing with insurance matters.
We will let you know what your Cigna plan covers. We also offer alternative payment options for any uncovered expenses, as we want you to focus on your recovery and addiction treatment program.
What’s the Difference Between In-Network and Out-of-Network Addiction Treatment?
In-network addiction treatment means that the services provided are at a facility that has partnered with Cigna Insurance, like Crest View Recovery Center. In-network treatment facilities have agreed upon treatment costs and reimbursement amounts. As such, your total out-of-pocket expenses are much lower when you use an in-network addiction treatment center.
Out-of-network addiction treatment means that the services provided are at a treatment center that has not partnered with Cigna Insurance. Using an out-of-network provider can require obtaining prior authorization from Cigna before they will cover any part of the treatment program.
Additionally, not all Cigna plans include out-of-network addiction treatment coverage. Therefore, any costs for the treatment would not be covered by insurance. Another drawback of out-of-network treatment centers is coverage amounts, when part of your Cigna plan, are typically limited in some manner, resulting in higher out-of-pocket expenses.
What Type of Drug and Alcohol Rehab Centers Does Cigna Cover?
When your Cigna plan includes addiction treatment coverage, it will cover part or most of the costs for various drug and alcohol rehab centers, including:
- Supervised Housing Treatment Programs
- Inpatient Treatment Programs
- Customized Length Rehab Programs
- Intensive Outpatient Addiction Treatment Programs
- 12-Step Treatment Programs
- Young Adult Rehab Programs
- Dual Diagnosis Treatment
- Group Therapy
- Individual Therapy
- Behavioral Therapy
- Trauma Therapy
Please remember, the exact coverages can and do vary based on the Cigna plan you have.
How Can I Pay for Addiction Treatment My Cigna Plan Does Not Cover?
Our insurance intake specialists are happy to discuss what treatments and programs are covered by your plan, as well as offer advice on how to pay your out-of-pocket expenses, like with assistance from church and community service organizations.
Our objective is to ensure you or your loved one get addiction treatment services tailored specifically for them. It is crucial not to let addiction treatment costs stop you from getting the help you or your loved one needs and deserves. There are various alternative options to help with addiction treatment costs outside of what your Cigna plan covers.
Why Choose Crest View for Addiction Treatment in Asheville, NC
Crest View Recovery Center offers tailored treatment drug and alcohol rehabilitation programs to help you overcome your addiction. Other benefits we provide our program participants include:
- Addiction Therapy Treatment
- 24/7 Accountability and Support
- Transportation to and from Treatment
- Comprehensive Wellness Programs
- Alumni (Peer) Support
- In-Network with Cigna and Other Major Insurance Providers
Our goal is to ensure addiction treatment care is affordable and accessible to everyone, regardless of whether they have insurance coverage. For further information about our addiction treatment services, please feel free to contact us at 866-350-5622 today!